@Article{mje_2010_v06-n11-a23,
Title = "{T}he {R}ole {O}f {T}he {S}tate {A}nd {P}reconditions {F}or {T}he {I}mplementationof {T}he {S}ystem {O}f {V}oluntary {P}ensions {I}n {M}ontenegro ",
Author = "Zoran Mihailović",
Pages = "125-130",
Journal = "Montenegrin Journal of Economics",
Volume = "6",
Number = "11",
year = 2010
}